Standardize Property Due Diligence Across Your Lending Portfolio
One standardized property score for every mortgage in your portfolio. No more branch-to-branch variance, no more week-long verification delays.
Manual Due Diligence Costs You More Than You Think
Verifies complete ownership chain, identifies gaps, confirms succession records and registered sale deeds across 30+ years.
Detects active mortgages, liens, charges, and attachments from sub-registrar records and CERSAI data.
Scans district courts, high courts, and tribunals for pending or historical cases involving the property, owners, or adjacent parcels.
Checks building approvals, land-use conversion, layout permissions, and occupancy certificates against municipal records.
Evaluates valuation stability, comparable sales data, and micro-market trends to flag overvalued collateral.
One Score That Captures Every Property Risk
LegiScore analyzes properties across five independently verified pillars, producing a standardized AAA-to-C rating that every branch, every loan officer, and every auditor can rely on.
See a Sample Rating →Manual Due Diligence vs. LegiScore-Powered Verification
Everything Your Lending Team Needs
Bulk Property Screening
Upload hundreds of property addresses and receive standardized LegiScore ratings in a single batch. Ideal for portfolio acquisition and stress-testing exercises.
Core Banking API Integration
REST APIs that plug directly into your LOS, LMS, or core banking system. Trigger property scoring automatically at application intake.
Audit-Ready Compliance Trail
Every score is backed by timestamped source documents, methodology notes, and version history — ready for RBI inspections and internal audits.
Portfolio Risk Dashboard
Real-time visibility into property risk distribution across your lending book. Filter by branch, product, geography, or risk grade.
Continuous Monitoring & Alerts
Get notified when a collateral property's risk profile changes — new litigation filed, ownership transfer, or encumbrance registered.
Secure Document Collection
Send borrowers a Collector link. They upload documents with OTP verification — no email chains, no WhatsApp, no missing pages.
Auto-Start Reports
Reports start automatically when borrower documents arrive. Configure document minimums and let the STP pipeline handle the rest.
Team Accounts
Shared org credits, centralized GSTIN billing, case sharing across your credit team.
“Case Study: How a private sector bank standardized property scoring across 45 branches — eliminating branch-to-branch variance and catching 3 at-risk properties in the first quarter.”
“Case Study: How a top-10 bank's portfolio monitoring caught three properties with newly filed litigation that would have become problem assets — saving crores in potential NPAs.”
Frequently Asked Questions
Transform Your Lending Portfolio Risk Management
Join leading banks that use LegiScore to standardize property due diligence, reduce NPAs, and accelerate loan processing.
India's property rating standard. Get your property's risk score in 15 minutes.