Accelerate Home Loan Approvals with Standardized Property Ratings
Replace slow, inconsistent property verification with AI-powered LegiScore ratings. Screen properties in minutes, not days — while meeting NHB regulatory requirements.
Property Verification Shouldn't Slow Down Home Loans
Validates complete chain of title, succession records, and power of attorney documents.
Real-time EC search across SRO portals to detect existing loans, liens, and charges.
Scans e-Courts for pending or historical disputes involving the property or owners.
Checks RERA registration, building permits, land use conversion, and layout approvals.
Assesses property value trends, comparable sales, and market liquidity in the area.
One Rating. Complete Property Intelligence.
The LegiScore rates every property from AAA (Pristine) to C (Critical) across 5 risk dimensions — giving your credit team a standardized, auditable basis for every home loan decision.
See LegiScore in Action →Manual Verification vs LegiScore-Powered Due Diligence
Everything Housing Finance Companies Need
Instant Property Ratings
Get AAA-to-C LegiScore ratings within minutes. AI analyzes title, encumbrance, litigation, compliance, and market risk simultaneously.
Portfolio Risk Dashboard
Monitor property risk across your entire lending portfolio. Identify concentration risks and properties needing re-verification.
NHB-Ready Reports
Generate compliance-ready documentation that meets National Housing Bank audit requirements and RBI guidelines.
Government Database Integration
Direct integration with EC portals, e-Courts, RERA, revenue records, and property tax databases across states.
Branch-Level Access
Role-based access for branch managers, credit officers, and legal teams with centralized oversight.
Automated Report Generation
White-labeled property verification reports for borrower communication and internal documentation.
Secure Document Collection
Send borrowers a Collector link. They upload documents with OTP verification — no email chains, no WhatsApp, no missing pages.
Auto-Start Reports
Reports start automatically when borrower documents arrive. Configure document minimums and let the STP pipeline handle the rest.
Team Accounts
Shared org credits, centralized GSTIN billing, case sharing across your credit team.
“Case Study: How a housing finance company cut property verification time from 10 days to under an hour — giving their credit committee a clear, standardized risk metric for every home loan decision.”
“Case Study: How an HFC impressed NHB auditors with a fully automated compliance trail — every property decision backed by a data-driven LegiScore rating with source citations.”
Frequently Asked Questions
Modernize Your Property Verification
Join housing finance companies that use LegiScore to approve loans faster, reduce defaults, and meet compliance requirements effortlessly.
India's property rating standard. Get your property's risk score in 15 minutes.