Catch Title Defects Before You Write the Policy
AI-powered Title Search Reports that flag hidden encumbrances, litigation risk, and ownership gaps — so you can underwrite with confidence and reduce claims exposure.
Title Defects Are Eating Into Your Claims Reserves
Validates chain of ownership, sale deed authenticity, mutation status, and power of attorney legitimacy across 30+ checkpoints.
Detects active mortgages, liens, unpaid charges, and undischarged encumbrances that could trigger future claims against the policy.
Scans High Court and District Court records for active or historical disputes involving the property, parties, or survey number.
Checks land-use permissions, building approvals, RERA registration, and environmental clearances that affect insurable interest.
Assesses micro-market valuation trends, comparable transaction data, and location-specific risk factors relevant to coverage amounts.
A Standardized Title Search Report for Every Policy You Write
LegiScore generates a comprehensive Title Search Report (TSR) with a 1000-point property rating that quantifies title risk across five dimensions — giving your underwriters a consistent, auditable decision framework for every property.
See a Sample TSR →Traditional Title Examination vs LegiScore-Powered Underwriting
Everything Your Underwriting Team Needs
Automated Title Search Report (TSR)
Pulls ownership records, encumbrance certificates, mutation status, and court cases from 15+ government databases — delivering a structured TSR in minutes instead of weeks.
Risk Scoring for Underwriting Decisions
Every property gets a 1000-point LegiScore rating. Set custom thresholds — auto-approve properties above 750, flag properties between 500-750 for manual review, and decline below 500.
Bulk Policy Screening
Screen hundreds of properties in a single batch. Upload a portfolio of addresses or survey numbers and receive TSRs for the entire set — ideal for group policies and portfolio renewals.
Claims Prevention Analytics
Dashboard showing defect patterns across your portfolio — most common title issues by region, property type, and age. Use the data to refine underwriting guidelines and reduce loss ratios.
API for Policy Management Systems
RESTful API integrates with your existing policy administration and claims management systems. Trigger TSR generation at point-of-sale and embed risk scores directly into underwriting workflows.
Complete Audit Trail
Every verification step is timestamped and logged — from data source queries to final rating calculation. Export audit packages per policy for regulatory inspections and internal compliance reviews.
“We used to rely on 12 different panel lawyers across states, each with their own format and thoroughness. LegiScore gave us a single standard — and our claims from title defects dropped within the first quarter.”
Frequently Asked Questions
Stop Paying Claims on Defects You Could Have Caught
Every title defect missed at underwriting is a future claim on your books. LegiScore catches them before you write the policy — reducing losses and strengthening your portfolio.
India's property rating standard. Get your property's risk score in 15 minutes.