Faster Mortgage Approvals with Standardized Property Ratings
Scale your housing finance portfolio without scaling risk. AI-powered property scores that meet RBI compliance requirements and cut approval cycles from weeks to days.
Growing Your Loan Book Shouldn't Mean Growing Your Risk
Full ownership chain verification with succession and mutation records across registrar databases.
Cross-references sub-registrar encumbrance certificates with CERSAI records to detect hidden charges.
Automated scanning of district courts, high courts, and tribunals for cases involving the property or its owners.
Validates approvals, NOCs, conversion orders, and occupancy certificates against local authority records.
Evaluates collateral adequacy using comparable transactions, market trends, and valuation benchmarks.
Standardized Ratings That Scale With Your Ambition
LegiScore gives NBFCs and HFCs an institutional-grade property rating system — the same analytical rigor that large banks use, available at a fraction of the cost and delivered in under 15 minutes.
See What Your Report Includes →Before and After LegiScore
Designed for Housing Finance Scale
Express Property Assessment
Get a preliminary LegiScore rating in under 15 minutes for pre-approval decisions. Full detailed reports available immediately for final disbursement approval.
Pan-India Coverage
Verify properties in Tier-1, Tier-2, and Tier-3 cities. Our data network covers 70+ government record sources across 14 states — no empaneled lawyer dependency.
RBI-Aligned Reporting
Reports structured to meet NHB and RBI disclosure requirements for property collateral. Includes all data points auditors expect to see.
Portfolio Risk Analytics
Aggregate risk view across your entire loan book. Identify concentration risk by geography, property type, or risk grade. Export data for board reporting.
LOS/LMS API Integration
Pre-built connectors for popular NBFC loan management systems. Trigger property scoring automatically when applications move to the verification stage.
Custom Risk Policies
Configure auto-approval thresholds, escalation rules, and product-specific scoring criteria. Different policies for home loans, LAP, and construction finance.
Secure Document Collection
Send borrowers a Collector link. They upload documents with OTP verification — no email chains, no WhatsApp, no missing pages.
Auto-Start Reports
Reports start automatically when borrower documents arrive. Configure document minimums and let the STP pipeline handle the rest.
Team Accounts
Shared org credits, centralized GSTIN billing, case sharing across your credit team.
“Case Study: How a housing finance company cut their approval-to-disbursement cycle from 12 days to 3 — recovering 20% of borrowers they'd previously lost to slower verification.”
“Case Study: How an NBFC passed their RBI audit with zero property documentation observations — every property in their portfolio had a standardized, source-cited LegiScore assessment.”
Frequently Asked Questions
Scale Your Housing Finance Portfolio with Confidence
Join NBFCs and HFCs that use LegiScore to approve more loans, faster — without compromising on asset quality.
India's property rating standard. Get your property's risk score in 15 minutes.