Property Verification API for Digital Lending Platforms
Your lending platform processes applications in minutes. Don't let property verification be the one step that takes weeks. Plug our API into your loan workflow and get property scores in real-time.
Everything Is Digital Except Property Verification
Automated ownership chain verification with programmatic confidence scoring for each link in the chain.
Real-time encumbrance check against sub-registrar and CERSAI databases with structured response data.
Automated court scan with case details returned as structured JSON — ready for your risk model.
Approval verification with boolean pass/fail fields for each regulatory requirement.
Valuation confidence interval and comparable transaction data for collateral adequacy assessment.
Property Intelligence as a Service
LegiScore API provides programmatic access to property ratings across five risk pillars. One API call returns a structured, auditable property score that plugs directly into your loan decisioning engine.
Read API Documentation →Build It Yourself vs. Use LegiScore API
Built for Engineering Teams
RESTful API with Webhooks
Clean REST API with async webhook callbacks. Submit a property for scoring, receive a webhook when the analysis is complete. No polling required.
Structured JSON Responses
Every field in the LegiScore report is available as structured data. Parse individual pillar scores, risk flags, and supporting evidence directly into your decisioning engine.
Real-Time Preliminary Scoring
Get a preliminary risk score in under 2 seconds for instant pre-approval decisions. Full detailed assessment follows asynchronously within 15 minutes.
Enterprise Security
OAuth 2.0 authentication, TLS 1.3 encryption, IP whitelisting, and rate limiting. SOC 2 Type II aligned. Designed for regulated financial institutions.
Usage Analytics Dashboard
Track API consumption, response times, score distributions, and error rates. Real-time monitoring for your operations team.
SDKs and Pre-Built Integrations
Official SDKs for Python, Node.js, Java, and Go. Pre-built integrations for popular lending platforms. Sandbox environment for development and testing.
Secure Document Collection
Send borrowers a Collector link. They upload documents with OTP verification — no email chains, no WhatsApp, no missing pages.
Auto-Start Reports
Reports start automatically when borrower documents arrive. Configure document minimums and let the STP pipeline handle the rest.
Team Accounts
Shared org credits, centralized GSTIN billing, case sharing across your credit team.
“Case Study: How a digital home loan platform integrated the LegiScore API in 3 weeks — turning property verification from a 2-week manual bottleneck into a same-day automated step, dropping loan processing time by 80%.”
“Case Study: How a fintech NBFC feeds LegiScore pillar scores directly into their credit model to calculate property-adjusted loan terms — automating what used to require manual lawyer review.”
Frequently Asked Questions
Add Property Intelligence to Your Lending Platform
Use the LegiScore API to automate property verification and accelerate loan processing in your digital lending platform.
India's property rating standard. Get your property's risk score in 15 minutes.